Terms & Conditions

1. Acceptance

Welcome to https://www.mjmorgangroup.com (the “Site”). This page together with our Privacy Policy, states the terms and conditions (hereinafter collectively “Notice”) on which we provide access to the Site.

By accessing, browsing, or using the Site (“Use”), all users and viewers (“You,” “you,” “User,” or “user”) acknowledge acceptance of the terms and conditions listed in this Notice. If you do not accept the terms and conditions listed in this Notice, please do not use this Site. MJ Morgan Group (“MJM”) reserves the right to update this Notice from time to time in its sole discretion. You should review this Notice periodically for updates and changes.

PLEASE READ THIS NOTICE CAREFULLY. THE TERMS SET FORTH IN THIS NOTICE AFFECT YOUR LEGAL RIGHTS AND INCLUDE A WAIVER OF YOUR RIGHT TO A JURY TRIAL FOR ANY CLAIMS ARISING OUT OF OR RELATING TO THIS NOTICE AND YOUR USE OF THE SITE.

2. Eligibility

The Site and any related services are available to you, provided that you can form legally binding agreements under applicable law. The Site is not available to minors. If you are a minor, please do not use this Site.

3. License

MJ Morgan Group grants you a limited, non-exclusive, non-transferable, non-assignable, revocable license to view and temporarily download a copy of the materials displayed on the Site solely for your personal and non-commercial use for yourself or within your organization, and not for republication, distribution, assignment, sublicense, sale, preparation of derivative works, or other use. You agree not to copy materials, content or any other information on the Site in violation of any state or federal law. In addition, you shall not manipulate or otherwise display the Site by using framing or similar navigational technology, nor shall you access the Site by any means other than through the standard industry-accepted interfaces. Except as stated above, all rights are reserved. Commercial use of any content on the Site or any materials made available through the Site is strictly prohibited.

All materials displayed or made available on the Site, including, but not limited to, graphics, documents, text, images, sound, video, audio, artwork, software, and HTML code (collectively, the “Material”) are exclusive property of MJM or its content suppliers. The Materials are protected by U.S. and international copyright laws and any other applicable intellectual property rules, regulations, and laws. Except as expressly permitted herein, you shall not (i) use, copy, modify, display, delete, distribute, download, store, reproduce, transmit, publish, sell, re-sell, adapt, reverse engineer, or create derivative works of the Material, or (ii) use the Material on other web sites or any media, e.g., networking environment, without MJ Morgan Group’s prior written consent.

All trademarks, service marks, and logos, including but not limited to the MJ MORGAN GROUP name and logo (the “Marks”) displayed on the Site are exclusive property of MJM and their respective owners. You shall not use the Marks in any manner without MJM’s and their respective owners’ prior written consent.

4. User Submissions

The Site provides a forum for you to obtain information and services. By submitting or entering your information to the Site (“Submitted Material”), you agree that you grant MJ Morgan Group a perpetual, non-exclusive, irrevocable, royalty free, worldwide license and right, but not the obligation, to use, copy, modify, display, distribute, download, store, reproduce, transmit, publish, transfer, adapt, create derivative works in any manner, in its entirety or a portion of, your Submitted Material, and by any means, forever and worldwide.

You acknowledge and accept that MJM is only a passive forum for users to obtain information and services. MJM does not screen or monitor any Submitted Materials. MJM, therefore, makes no representation regarding the reliability, accuracy, completeness, validity, or truthfulness of any Submitted Materials. MJM reserves the right, in its sole discretion, to delete, remove, refuse to display, or block any Submitted Materials that MJM considers to be unacceptable. The decision of whether or not to remove content from the Site is within MJM’s sole and complete discretion. MJM has no obligations, contractual or otherwise, to take or refrain from taking any action. Under no circumstances will MJM be liable for removing or failing to remove any content. You acknowledge and agree that MJM may retain copies of your Submitted Materials and disclose your Submitted Materials to a third party if MJM believes that it is necessary to: (i) protect the integrity of the Site; (ii) protect rights of MJM; (iii) comply with any court order; (iv) comply with any legal proceedings; (v) assert MJM’s claim under this Notice; and (vi) satisfy any claims regarding violations of third party’s rights.

5. General Prohibition

In connection with your Use, you agree NOT to:

(a) Violate any local, state, and federal rules, regulations and statutes, including, but not limited to, U.S. export laws and regulations, anti-discrimination, or equal opportunity employment laws;

(b) Infringe any intellectual property and privacy rights, including, but not limited to, patent, copyright, trademark, or trade secrets, of any third party;

(c) Upload, post, transmit, or store any material that:

• Is unlawful, offensive, defamatory, fraudulent, deceptive, misleading, harmful, threatening, harassing, obscene, or objectionable;
• Breaches any of your contractual or confidentiality obligations;
• Disrupts or interferes with the normal operations of the Site, such as posting or transmitting viruses, continuous posting of repetitive materials, or posting abnormally large load; or
• Is not permitted by MJM, including, but not limited to, any unauthorized advertising materials, unsolicited promotional materials, “junk mail,” “spam mail,” “chain letters,” pyramid schemes, franchises, distributorship, club membership, sales arrangement, or otherwise unacceptable materials.

(d) Violate others’ privacy rights or personal rights by abusing the Materials, including, but not limited to, harassing or “stalking” another person, sending unsolicited e-mails, and collecting others’ personal information;

(e) Breach or attempt to breach any security measures of the Site;

(f) Use any device, process, or mechanism to monitor, retrieve, search, or access, e.g., spider or robot, the Site or any Material without MJM’s prior written consent;

(g) Access or attempt to access any account or login of any third party listed on the Site;

(h) Copy, modify, reproduce, delete, distribute, download, store, transmit, sell, re-sell, publish, reverse engineer, or create derivative works of any Materials, except for materials that have been submitted and owned by you;

(i) Post or submit any inaccurate, false, or incomplete information;

(j) Impersonate any person or entity;

(k) Forge any header information in any electronic posting or mail;

(l) Misrepresent yourself, your affiliation with any third party, or your entity;

(m) Solicit business, sell product, or otherwise engage in commercial activities or personal advertisements;

(n) Deep link to any part of the Site; or

(o) Assist or permit any person engaging in any of the activities described above.

6. Specific Usage and Responsibilities

In addition to the general responsibilities listed in Section 5, you agree to comply with the following terms:

(a) Use the Site only for lawful purposes;

(b) Provide and maintain complete, correct, up-to-date, and accurate information on your submitted information;

(c) Post materials for which you have all the necessary rights or licenses;

(d) Use your own judgment, caution, and common sense in managing information and services offered by or obtained from the Site; and

(e) Bear the risks of any reliance or use of any Materials or any information provided by any third party.

7. Account and Password

The Site may present you with opportunities to open an account with the Site. It is your sole responsibility to (a) maintain the confidentiality of your account logon and password; (b) frequently update and revise your password; and (c) promptly notify MJM if there is any unauthorized use of your account or any breach of security. You are solely responsible for all activities that occur under your account, including but not limited to any content and data posted, shared or transmitted through the Site. You shall not knowingly disclose your user name and password to any third party. You must notify us immediately of any unauthorized use of your user name and password, if you believe that your user name and password is no longer confidential, or if you believe that there has been a breach in security with respect to your account. We reserve the right to require that you change your password if your account is no longer secure. MJM shall not be liable for any loss or damages you may suffer as a result of someone else using your user name and password.

8. Third-Party Links and Content

The Site may have links, such as hyperlinks or buttons, directing access to third party’s web sites (“Linked Sites”). The Linked Sites may not be controlled or monitored by MJM. MJM will not be responsible for any materials, information, or content posted on the Linked Sites. The inclusion of the Linked Sites on the Site does not imply any relationship or association between MJM and the owner of the Linked Sites or any endorsement or sponsorship by MJM of the Linked Sites. MJM includes the Linked Sites solely for your convenience. You are solely responsible for your access of the Linked Sites. You shall use your own judgment, caution, and common sense in using the Linked Sites.

This Site may also contain materials submitted by third-parties. Any such materials are provided solely as a convenience to you. MJM has not tested or evaluated these materials and does not endorse or make any representations about these materials or your use thereof. If you use or rely on any of the third-party materials, you do so at your own risk. In no event shall MJM be liable for any loss, claim, damages, or costs that may arise in connection with your use of or reliance on these materials.

9. Privacy & SMS Communications

Our Privacy Policy is hereby incorporated by reference in its entirety.

By providing your mobile phone number, you consent to receive SMS text messages from MJ Morgan Group related to employment opportunities, application updates, interview scheduling, and other recruiting or employment-related communications.

• Message frequency may vary.
• Message and data rates may apply.
• You may opt out of SMS communications at any time by replying STOP.
• For assistance, reply HELP.
• Your mobile phone number and SMS consent information will not be sold, rented, or shared with third parties or affiliates for their marketing purposes.

10. Indemnification

You agree to indemnify, defend, and hold MJM, its parents, subsidiaries, affiliates, officers, directors, agents, employees, harmless from any claims or demands of any third party, including, but not limited to, attorneys’ fees and legal fees, resulting from or arising out of your Use of the Site, your Submitted Materials, or your violation of any terms and conditions of this Notice.

11. Disclaimer

YOU ACKNOWLEDGE AND ACCEPT THAT: (A) YOU ASSUME ALL RISKS RELATED TO OR RESULTING FROM YOUR USAGE, VIEWING, OR ACCESS OF THE SITE. THE SITE IS PROVIDED ON AN “AS IS” AND AN “AS AVAILABLE” BASIS. (B) MJM EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR WARRANTIES ARISING FROM COURSE OF PERFORMANCE, COURSE OF DEALING OR USAGE. (C) MJM EXPRESSLY DISCLAIMS ALL WARRANTIES THAT (I) THE SITE AND ITS MATERIALS WILL BE ERROR-FREE OR VIRUS-FREE; (II) THE SITE WILL BE UNINTERRUPTED AND SECURE; (III) THE SITE WILL BE UNINTERRUPTED AND AVAILABLE AT ALL TIMES; (IV) THE SITE WILL MEET YOUR REQUIREMENTS; AND (V) THE RELIABILITY, ACCURACY, COMPLETENESS, VALIDITY, OR TRUTHFULNESS OF ANY SUBMITTED MATERIALS.

12. Liability and Limitations of Liability

YOU AGREE TO ASSUME ALL RISKS ASSOCIATED WITH, ARISING OUT OF, OR RESULTING FROM YOUR USE OF THE SITE OR ANY SUBMITTED MATERIALS, INCLUDING, BUT NOT LIMITED TO, THE RISKS OF FINANCIAL LOSS, PHYSICAL HARM, PROPERTY DAMAGES, DEALING WITH OTHER USERS OF THE SITE, STRANGERS, MINORS, OR FOREIGN NATIONALS, AND PERSONS ACTING UNDER FALSE PRETENSE. YOU FURTHER AGREE TO RELEASE MJM, ITS PARENTS, SUBSIDIARIES, AFFILIATES, OFFICERS, AGENTS, AND EMPLOYEES, HARMLESS FROM ALL CLAIMS, DEMANDS, DAMAGES (DIRECT, INDIRECT, AND CONSEQUENTIAL) OF ANY KIND OR NATURE, KNOWN OR UNKNOWN, ASSOCIATED WITH, ARISING OUT OF, OR RESULTING FROM YOUR USAGE OF THE SITE, YOUR SUBMITTED MATERIALS, ANY TRANSACTIONS RELATED TO OR RESULTING FROM YOUR USE OF THE SITE. TO THE EXTENT PERMITTED BY APPLICABLE LAW, YOU WAIVE ANY STATUTE OR LEGAL PRINCIPLE THAT WOULD OTHERWISE LIMIT A RELEASE TO CLAIMS KNOWN OR SUSPECTED AT THE TIME OF EXECUTING THE RELEASE.

YOU FURTHER UNDERSTAND AND AGREE THAT IN NO EVENT SHALL MJM, ITS PARENTS, SUBSIDIARIES, AFFILIATES, OFFICERS, AGENTS, EMPLOYEES, AND SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL DAMAGES, OR DAMAGES FOR LOSS OF PROFITS, GOODWILL, REVENUE, DATA, OR USE, INCURRED BY YOU OR ANY THIRD PARTY, WHETHER IN AN ACTION IN CONTRACT, TORT, OR BREACH OR FAILURE OF WARRANTY, EVEN IF MJM HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN THE EVENT SOME JURISDICTIONS PROHIBIT THE EXCLUSION OF CERTAIN WARRANTIES, THE LIMITATION OF LIABILITY, OR THE DISCLAIMER OF CERTAIN DAMAGES, MJM’S AGGREGATE LIABILITY FOR ANY DAMAGES SHALL NOT EXCEED U.S. $10.

13. Access Restriction and Termination

Access and use of the Site is expressly conditioned on your compliance with all relevant laws, regulations, contractual obligations, and the terms and conditions in this Notice. MJM has the right, in its sole discretion, to restrict, suspend, or terminate any services of the Site and remove any Materials from the Site. MJM may also terminate your access to any part or all of the services provided by MJM on the Site at any time, with or without cause or notice, for any reasons. If you want to terminate your account, you may only cease your Use of the Site. MJM shall not be responsible for maintaining or returning your Submitted Materials, your account, or your logon and password. You should always maintain a copy of your Submitted Materials.

14. Copyright Infringement Notice Policy

The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe that your copyrighted material has been copied in a way that constitutes copyright infringement, please contact MJM’s designated Copyright Agent and provide the following information:

• A description of the copyrighted work that allegedly has been infringed.
• A description of the material that is claimed to be infringing and the URL of where such material is located on the Site, sufficient to permit MJM to locate the material.
• Your contact information, including an address, telephone number, and e-mail address.
• A statement by you that you have a good faith belief that the disputed use of the copyright-protected material in the manner complained of is not authorized by the copyright owner, its agent, or the law.
• A statement, under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or are authorized to act on the copyright owner’s behalf.
• Your physical or electronic signature.

Send this information to:

MJ Morgan Group

Email: info@mjmorgangroup.com

15. Agreement to Arbitrate

Any and all disputes, conflicts, problems, controversies, or claims of any kind arising from the relationship of the parties, the Site, this Notice, or the interpretation thereof, no matter how described, pleaded or styled, shall be submitted to binding arbitration under the substantive and procedural requirements of the Federal Arbitration Act. The arbitration shall be conducted by a single, neutral arbitrator chosen by the parties, conducted under the Consumer-Related Disputes Supplementary Procedures of the American Arbitration Association, conducted in Maryland. The parties agree that the arbitrator, and not a court, shall have exclusive jurisdiction over the interpretation, validity, and scope of this arbitration agreement. The costs of the arbitration filing fee, arbitrator’s compensation, and facilities fees shall be split equally among the parties. Each party shall pay for its own attorneys’ fees and costs. Any dispute or claim shall be brought solely in that party’s individual capacity, and not as a plaintiff or class member in any purported class action, representative proceeding, mass action or consolidated action. Neither party shall file or maintain any lawsuit in any court against the other, and agree that any suit filed in violation of this arbitration agreement shall be dismissed by the court in favor of an arbitration conducted pursuant to this arbitration agreement and all costs and attorneys’ fees incurred in enforcing this provision shall be paid by the party that filed the lawsuit, except that this provision does not affect either party’s right to seek relief in small claims court for disputes or claims within the scope of its jurisdiction. If this arbitration agreement is declared unenforceable and cannot be administered, interpreted, or modified to be enforceable, the parties agree to waive any right to a jury trial with respect to any dispute to which the arbitration agreement applies. This provision shall survive the termination of this Notice.

BY ACCEPTING THIS NOTICE YOU ACKNOWLEDGE THAT YOU ARE WAIVING YOUR RIGHT TO A JURY TRIAL AND ANY RIGHTS YOU MAY HAVE TO BRING ANY CLAIMS ON A CLASS, REPRESENTATIVE, CONSOLIDATED OR MASS ACTION BASIS.

16. Consent to Receive Notices Electronically

You consent to receive any agreements, notices, disclosures and other communications (collectively, “Electronic Notices”) to which this Notice refers from us electronically, including without limitation by e-mail or other electronic communication technology that may hereafter be developed. You agree that all Electronic Notices that we provide to you electronically satisfy any legal requirements that such communications be in writing. To withdraw your consent to receive Notices electronically, you must notify us of your withdrawal of such consent by emailing info@mjmorgangroup.com and terminate this Notice, including, without limitation, the licenses to use the Site set forth above, shall automatically terminate. Please note that your consent to receive notices is separate from any election that you make with respect to receipt of marketing communications, which is discussed under the Privacy Policy.

17. General

You agree that there is no employment, partnership, agency, or joint venture relationship between you and MJM arising out of or resulting from your Use of the Site. This Notice constitutes the entire agreement between you and MJM governing your Use of the Site and is additional to any binding agreement between you and MJM. This Notice is governed by the laws of the State of Maryland, United States of America, without giving effect to any principles of conflict of laws. By entering and using this Site, you acknowledge and agree that MJM operates this Site from its offices within the United States of America and that the Site is intended for viewing within the United States only and will only be construed and evaluated according to United States law. MJM does not warrant that this Site will be lawful outside the United States. If you view, access, submit, or download materials to and from the Site outside the United States, you will be solely responsible for all your actions and assume all risks. You may not use or export any Materials or make any copy or adaptation in violation of any applicable laws, rules, or regulations, including, but not limited to, U.S. export laws and regulations. The failure or delay by either party to enforce the terms of this Notice shall not be deemed as a waiver of such term. This Notice and our rights hereunder may be assigned, in whole or in part, by MJM to a third party, in its sole discretion, in connection with a merger, acquisition, reorganization or sale of substantially all of its assets, or otherwise, in whole or in part. You may not assign, sublicense, or delegate your rights hereunder. If any provision of this Notice shall be adjudged by any arbitrator or court of competent jurisdiction to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that this Notice will otherwise remain in full force and effect. Sections 4, 5, 6, 7, 9, 10, 11, 12, 13, 14, 15, 16, and 17 shall survive any termination of this Notice for any reasons.

Last updated: July 2026

If you need more information regarding the Site or this Notice, please contact MJ Morgan Group by submitting a contact form on our website or contact us at:

MJ Morgan Group

Email: info@mjmorgangroup.com